The zero-based budget app
Give every dollar a job.
Nomad Budget helps you plan your money before you spend it. Assign every dollar until there’s nothing left to assign, save for what you actually want, and always know what you can spend today.
30 days free, no credit card. Then $4/month or $36/year.
October budget
Income $4,200
Bills
Everyday
Goals
Example budget. Bars compare what each job gets.
How it works
Income in. Every dollar assigned. Zero left.
- 1
Start with what you have
Add your accounts and the money in them. You budget real dollars, not next month’s guess.
- 2
Give every dollar a job
Assign it to bills, groceries, goals and fun until Ready to assign hits $0. Nothing is left floating.
- 3
Spend with a plan
Log spending as it happens and see what you can spend today. If plans change, move money and keep going.
Every day
Know what you can spend today.
Your plan turns into one number each morning: what’s left for everyday spending, spread over the days left in the month. Spend less today and tomorrow gets a little more.
Today you can spend
Day 19 of 31$31
Left this month
$389
Days left
13, with today
Spent today
$14
$14 of today’s $31 spent · $17 left today
Italy trip
$5,000 by next October
$2,085 of $5,000
Month 5 of 12 · February
Savings goals
Want it? Give it a number and a date.
$5,000 for Italy by next October is $417 a month. Set a target and Nomad Budget tells you what to set aside each month, and marks it funded once it’s covered.
When life happens
Overspent? Move money, not guilt.
A budget is a plan, and plans change. Cover an overspent category from one that has room, and your budget balances again in two taps.
Eating out went over
Together
One budget for your household.
Invite your partner with a link. You share one plan, every expense shows who added it, and one subscription covers you both.
Shared budgetsOn the road
Travel without losing the plan.
Log spending in pesos, baht or euros and keep the budget in your currency. Trips get their own daily number, and it all works offline.
Travel and currenciesPricing
Try it for a month. Free.
30 days with everything, no credit card. Then $4 a month or $36 a year, about the price of one coffee, for a plan that pays for itself.
Nomad Budget
30 days free$4a month, or $36 a year
One subscription covers everyone in your household.
- A zero-based budget: give every dollar a job
- Savings targets with a monthly amount to set aside
- What you can spend today, every day
- Unlimited accounts and expenses
- A shared plan for your household
- Every currency, with trips when you travel
- Works offline, syncs across your devices
- Reports, plus CSV import and export
No credit card. If you don’t subscribe, your budget stays readable and nothing is deleted.
Questions
What is zero-based budgeting?
You give every dollar you have a job, until there’s nothing left to assign. Your income minus everything you’ve planned equals zero. It doesn’t mean spending everything: savings and goals are jobs too.
Do I need an account?
Yes. Sign up with Google, Apple or email so your budget is backed up and synced across your devices. Your 30-day free trial starts then, and there’s no credit card to enter.
How much does it cost?
It’s free for 30 days, then $4 a month or $36 a year. One subscription covers everyone in your household. If you don’t subscribe, your budget stays readable and nothing is deleted.
Does it connect to my bank?
Not yet. You add spending as it happens (it takes a few seconds), or import a CSV from your bank. Logging by hand is part of what makes the plan stick.
Can I share a budget with my partner?
Yes. Invite them with a link and you’ll both work in the same plan. Every expense shows who added it.
Does it work when I travel?
Yes. Log spending in any currency, keep the plan in yours, and set up a trip with its own daily budget. It works offline too.
Give your next paycheck a plan.
Start your 30-day free trial. No credit card, nothing to cancel.